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RMD Calculator

Calculate your Required Minimum Distribution from IRA/401(k) using the IRS Uniform Lifetime Table.

Your Age (must be 73+) RMDs begin at age 73 (SECURE 2.0 Act)

Prior Year-End Account Balance ($)

Account Type

Age must be 73 or older to be subject to Required Minimum Distributions.

RMD for Current Year

IRS Distribution Period (years)

% of Account to Withdraw

Monthly Distribution

Quarterly Distribution

Calculated using IRS Uniform Lifetime Table (Publication 590-B). Failure to take RMD may result in a 25% excise tax on the amount not distributed.

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About RMD Calculator

Our free RMD Calculator helps you run quick, accurate calculations for everyday financial and mathematical needs with just a few inputs. Calculate your Required Minimum Distribution from IRA/401(k) using the IRS Uniform Lifetime Table. Enter your values, and the calculator instantly shows detailed results with breakdowns you can understand. No signup, no ads interrupting your workflow — just accurate, reliable calculations you can trust. Works on any device, saves nothing to our servers.

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