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Rent vs Buy Calculator

Compare the long-term financial cost of renting versus buying a home.

Renting

Monthly Rent (₹)

Annual Rent Increase (%)

Investment Return on Down Payment (%)

Buying

Property Price (₹)

Down Payment (%)

Loan Interest Rate (%)

Loan Tenure (years)

Annual Property Appreciation (%)

Buying becomes cheaper after

Renting remains cheaper over the entire tenure

Renting Costs

Total Rent Paid

Opportunity Cost

Total Cost

Buying Costs

Down Payment

Monthly EMI

Total Interest

Final Property Value

Net Cost (excl. appreciation)

* Maintenance assumed at 0.5% of property value/year. Opportunity cost = returns if down payment was invested instead.

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About Rent vs Buy Calculator

Our free Rent vs Buy Calculator helps you run quick, accurate calculations for everyday financial and mathematical needs with just a few inputs. Compare the long-term financial cost of renting versus buying a home. Enter your values, and the calculator instantly shows detailed results with breakdowns you can understand. No signup, no ads interrupting your workflow — just accurate, reliable calculations you can trust. Works on any device, saves nothing to our servers.

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