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Pension Calculator

Estimate your defined benefit pension income based on years of service and final salary.

Years of Service

Final Average Salary ($)

Average Period

Pension Multiplier (% per year) Typical: 1.5%–2.5% per year

Retirement Age

Survivor Benefit Option

Annual Pension

Monthly Pension

% of Final Average Salary

Single Life Annuity

Maximum benefit, no survivor payments

Joint & Survivor

Select a survivor benefit option above to compare

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About Pension Calculator

Our free Pension Calculator helps you run quick, accurate calculations for everyday financial and mathematical needs with just a few inputs. Estimate your defined benefit pension income based on years of service and final salary. Enter your values, and the calculator instantly shows detailed results with breakdowns you can understand. No signup, no ads interrupting your workflow — just accurate, reliable calculations you can trust. Works on any device, saves nothing to our servers.

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