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Home Affordability Calculator

Find out the maximum home loan you can afford based on income.

Gross Monthly Income (₹)

Existing EMIs / Month (₹)

Down Payment Available (₹)

Expected Interest Rate (%)

Loan Tenure (months)

Your existing EMIs exceed 40% of income. Lenders may not approve a home loan at this level.

Max Home Loan EMI Eligible

Maximum Loan Amount

Property You Can Afford

Down Payment

Based on 40% FOIR (Fixed Obligation to Income Ratio) — standard bank criterion.

Also try →

🏡 Calculate the exact EMI for your target property → 🏘️ Add stamp duty to your total budget calculation → ⚖️ Confirm your DTI is within lender limits →

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About Home Affordability Calculator

Our free Home Affordability Calculator helps you estimate your Recurring Deposit maturity value based on monthly installment, interest rate, and deposit period with just a few inputs. Find out the maximum home loan you can afford based on income. Enter your values, and the calculator instantly shows detailed results with breakdowns you can understand. No signup, no ads interrupting your workflow — just accurate, reliable calculations you can trust. Works on any device, saves nothing to our serve...

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