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Business Loan Calculator

Calculate business loan EMI, APR and total cost including origination fees.

Loan Amount ($)

Annual Interest Rate (%)

Loan Term (months)

Loan Type

Origination Fee (%)

Monthly Payment

Total Interest

Origination Fee

Total Cost of Loan

Effective APR

Net Proceeds (after fee)

Line of Credit Note: Payment shown assumes full draw. Interest accrues only on outstanding balance.

SBA Loan Note: SBA loans typically have an additional guarantee fee of 0.5%–3.5% of the guaranteed portion.

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About Business Loan Calculator

Our free Business Loan Calculator helps you run quick, accurate calculations for everyday financial and mathematical needs with just a few inputs. Calculate business loan EMI, APR and total cost including origination fees. Enter your values, and the calculator instantly shows detailed results with breakdowns you can understand. No signup, no ads interrupting your workflow — just accurate, reliable calculations you can trust. Works on any device, saves nothing to our servers.

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